Jesus is the author and finisher of our salvation.
"As it is written, there is none righteous, no, not one."
"For all have sinned and fall short of the glory of God."
"But God demonstrates His own love toward us, in that while we were still sinners, Christ died for us."
"For the wages of sin is death, but the gift of God is eternal life in Christ Jesus our Lord."
"That if you confess with your mouth the Lord Jesus and believe in your heart that God has raised Him from the dead, you will be saved. 10 For with the heart one believes unto righteousness, and with the mouth confession is made unto salvation."